Know your buying power before you buy.

Are you searching for your first home? Or perhaps looking to increase your investment portfolio with another property?

Before you can get yourself your very own property, you need to go through the process of securing a home loan. This is where a pre-approval comes in handy.

Continue scrolling to learn more about the steps of securing a pre-approval…

 

3 Step Pre-Approval Process

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By following these steps, you will experience a stress-free pre-approval process.

The first thing you’ll need to do is talk to a mortgage broker. You’ll be asked a number of questions – your employment history, your income, your long-term goals, for example. After this soul-baring session, we’ll use the information to work out your borrowing power, and find the ideal loan product for you. We’ll also explain all the various fees, charges and costs that are involved, to make sure you’re on the right track.

Now that you’ve picked your home loan, it’s time to apply. We will be right there to offer you a guiding hand through the process. We’ll let you know what documents you need to provide, and you’ll also go through the age-old ritual of filling out and signing a number of forms. We will then send off the application to the mortgage lender when it’s done and dusted.

Once the lender gets your application, the ball’s in their court. They’ll spend some time going through the information you’ve provided to make sure all the details check out. They’ll also use a credit reporting agency to check your credit history. Once you pass, then congratulations – you’ve obtained pre-approval for the loan, and you now are ready to find your dream home!

How We Can Help

At TJ Finance, we have access to over 50 lenders including major banks and non-bank lenders.

Our team will help you secure the most competitive loan solution, then guide you through every step of the loan process. 

Speak to a broker

Contact Us

Our team will help you search, choose and settle your loan. Contact our team for more information on your loan options.

General Enquiries

1300 751 685

 

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